
Every October the same thing happens in Middle Tennessee. Trucks with ladders on the rack show up in neighborhoods, flyers go on doors, and a dozen companies appear on Google that were not there last year. Some are good. Some are two guys with a borrowed extension ladder and no insurance. From the curb they look identical.
Choosing an installer is not about who has the nicest photos. It is about who is reachable on December 14 when a section goes dark, and who is on your roof to begin with. Here is what to check, in order.
1. Ask for the insurance certificate, not the insurance claim
Anyone can say they are insured. Ask them to email the certificate of insurance. Their agent produces it in about ten minutes and it costs them nothing. If a company will not send one, that answer is the answer.
Two things to look for. General liability, which covers damage to your house: a cracked soffit, a broken gutter, a light dropped through a skylight. And workers compensation, which covers the person on the ladder. The second matters more than most homeowners realize. If an uninsured crew member falls off your roof, the injury can end up pointed at your homeowners policy.
Middle Tennessee has plenty of two story houses in Brentwood and Franklin with steep pitches and 30 foot peaks. That is real ladder work. Check the paperwork.
2. Custom cut strands versus store bought lengths
This is the biggest visual difference between a professional install and a good DIY job, and almost nobody asks about it.
Retail strands come in fixed lengths. Twenty five feet, fifty feet. Your roofline does not. A crew working with pre made strands has to leave a tail hanging past the end of a run, double back, or stop short and leave a gap. You get a bunched section over the garage and a dark corner by the chimney.
Custom cut means the installer measures each run of your roof, then builds the strand to that length from bulk wire, end caps and individual sockets. Every bulb sits where it should. The line ends where the roof ends. From the street it reads as one clean line instead of a series of near misses.
Ask directly: do you cut strands to fit my roofline, or use pre made lengths? A company that does custom work will be glad you asked. One that does not will get vague.
Bulb and wire quality
- Commercial grade C9 or C7 bulbs with a real socket, not the sealed molded strands from a big box store. Those can be replaced one at a time.
- SPT-1 or SPT-2 outdoor rated wire in a color that matches your trim. Brown wire on brown fascia disappears in daylight. White wire on brown fascia looks like a cable run.
- Clips, never staples. Staples punch holes in shingles and gutters. Clips ride the shingle edge or gutter lip and come off clean in January.
3. Find out who owns the lights
Two common models, neither one wrong, but you should know which you are buying.
In a lease or full service model, the company owns the lights. Your price covers design, install, service for the season, takedown and storage. Next year they return with the same set, already labeled for your house.
In a buy model, you own the materials after the first year. First season costs more, later seasons cost less, and storage is whatever the agreement says.
The trap is not the model. It is a quote that does not say which one it is. Get it in writing.
4. Pin down what maintenance actually covers
“Maintenance included” means five different things depending on who wrote the contract. Make them define it.
- Response time. If a run goes dark on a Friday in December, are they out in 48 hours or do you get a callback in January?
- What counts. Burned out bulbs and failed sections should be covered. Wind damage usually is. A branch coming down on the run in an ice storm may not be.
- Trip charges. Some include unlimited service calls, some include two, some charge per trip.
This matters more here than in a dry climate. Nashville in December swings from 60 and raining to 25 and iced in the same week. Water gets into connections. Clips shift under freeze and thaw. A season with zero service calls is possible, but it is not what you should plan around.
5. Takedown and storage belong in the same agreement
Ask when the lights come down and whether that date is in writing. January here is wet and cold and it is the least fun part of the job, which is exactly why some companies get slow about it. Do not be the house still lit in March.
If storage is included, ask how. Strands labeled by run and coiled properly come back working. Strands thrown in a bin come back as a knot with dead sockets. Our how it works page lays out the sequence we use.
Red flags worth walking away from
- A price with no questions asked. A quote over the phone is perfectly normal, plenty of good installers work that way, but it should follow real questions about your home. Pitch, height, number of runs, tree work and power access all change the job.
- No written scope. If the estimate is a number in a text message, there is nothing to hold them to in December.
- Cash only, large deposit up front. A deposit is normal. Most of the money before anything is installed is not.
- No local address and no history. Crews that follow seasonal work state to state are gone by the time your lights fail.
- Vagueness about attachment. Ask how it fastens to your house. If the answer is not specific, assume staples.
- No local proof. Reviews with photos of houses you recognize beat stock imagery.
When you should just do it yourself
Plenty of jobs do not need a crew. Single story ranch, a simple front line, and you are comfortable on a six foot ladder: buy good clips and do it in an afternoon. Wrapping two porch columns or lining a walkway is not worth paying for either. We tell people this on the phone regularly.
Hire out when the roof gets involved. Two stories, steep pitch, dormers, a peak you can only reach from a ladder set on a slope, or tall trees you want lit from inside the canopy. That is where the skill and the insurance are worth money, and it is most of what we do across Nashville and the surrounding areas.
Questions to ask on the first call
- Can you email your certificate of insurance?
- Do you cut strands to my roofline or use pre made lengths?
- Do I own the lights or are they yours?
- What is covered under service, and how fast do you respond in December?
- What date do you take them down, and is that in the agreement?
- How do the lights attach to my roof?
Any established company answers all six without hesitating. How they answer tells you how the season will go once it gets cold and busy.
Book earlier than you think
Design and measurement go best in daylight and decent weather, which means September and October. By mid November most reputable crews here are booked through the first week of December. If you want a specific install week, call before Halloween.
Red Nose Lites has been doing this in Middle Tennessee since 2006. We handle residential installs and commercial properties, we cut every strand to the roofline, and service and takedown are part of the job rather than an add on. For a number on your house, request a quote and we will come look at it.
Want your home to look like this?
Red Nose Lites designs, installs, maintains and takes down custom Christmas lighting across Nashville and Middle Tennessee. No ladders, no tangled strands, no storage.
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